Homeowner Tax Breaks

Homeowner Tax Breaks

Tax season can make most of us cringe. But, if you’re a homeowner, make certain you meet with experts to see how you may benefit at tax time by owning a home. Minimizing your tax liability is always the goal. Start first by getting all your paperwork together. Hopefully you’ve kept good, clean records of [...]

Curb Appeal is a Must!

Curb Appeal is a Must!

If your home has curb appeal, you’ll be able to sell it quickly and for top dollar. That’s why REALTORS® rate exterior home remodeling projects as the most valuable homeowners can make. Many homeowners are confused about which projects will provide the most return on investment as they prepare their homes for the market. The [...]

2013 Pending Home Sales Edge Up

2013 Pending Home Sales Edge Up

The National Association of Realtors reports that the market still favors buyers in most of the country, but higher mortgage interest rates in combination with strong price gains mean a more modest growth in values is expected in 2014. The Pending Home Sales Index, a forward-looking indicator based on contract signings, shows that pending home [...]

Home Move In-Tips

Home Move In-Tips

Congratulations, you’ve bought your new home and it’s move-in time. Wait! Before you move in, read on to get some practical and important tips that will help simplify the move-in process and have your home ready for your first night there. Change the locks. You’ve closed escrow and the keys to your new home are yours. The [...]

Benefits Of House-Hunting During The Holiday Season

Benefits Of House-Hunting During The Holiday Season

When you’re writing out the holiday shopping list, maybe it’s time to put you on it and a home as the gift. If you’ve been considering buying a home, here are a few reasons why shopping for one during the holiday season can benefit you. Yes, it may involve you really prioritizing your time; the [...]

How Does My Home Compare to Others on the Market?

How Does My Home Compare to Others on the Market?

After much soul-searching  you’ve decided to put your home on the market. You may be selling to change cities for a job, you may need to downsize or upgrade, or perhaps you are relocating  to your ideal retirement destination. Regardless  the reason, selling your home is a big and important decision!  But now that you’ve decided to sell you may be [...]

Interest Rate vs. Annual Percentage Rate - What You Don't Know Can Hurt You!

Interest Rate vs. Annual Percentage Rate – What You Don’t Know Can Hurt You!

Annual Percentage Rate (APR) versus Interest Rate When lenders advertise mortgage rates, they are required to display an additional number called the annual percentage rate, or APR. The advertised rate is the one used to calculate your mortgage payment. Borrow $100,000 at five percent with a 30-year term, and the payment is $537. But an [...]

Bring Fall To Your Front Door

Whether you’re a home seller preparing your home for showings or you just want to get into the spirit of the season, if you want to welcome autumn into your home then the best place to start is the front door. It’s not only where visitors are first welcomed to your home, it’s the first [...]

How Much Home Do You Need?

How Much Home Do You Need?

Your lender may be willing to loan you a mint, but do you really need that much house?  How much home you really need isn’t simply based on your borrowing health, there are other factors  you need to consider. Your wants should be flexible, negotiable points, your home owning needs are what truly matters.  Have you stopped [...]

How to Appeal Your Property Tax

How to Appeal Your Property Tax

As surprising as it may seem, property taxes do not always get adjusted according to market values. In fact, the National Taxpayers Union estimates that as many as 60% of properties are assessed at a higher rate than their actual market value. Furthermore, since many local governments are hurting for cash, property taxes are likely [...]

Homebuyers Locking In Affordability

Homebuyers Locking In Affordability

Fully aware both home prices and mortgage interest rates are on the rise, home buyers are hedging their bets with fixed rate mortgages (FRMs) and sizable down payments to lock in affordable housing. A LendingTree survey revealed that 64 percent of prospective homebuyers expect mortgage rates to rise and 68 percent expect home prices to [...]